Where your premium actually goes
Not to your doctor. Andy follows the money from your bank account through the insurer to the hospital, shows why both of them want the price to go up, and why staying healthy earns you nothing but a bigger renewal.
See what happens when you stop buying it. Join CrowdHealth live and discover how people are paying for healthcare outside the traditional insurance system.
Not to your doctor. Andy follows the money from your bank account through the insurer to the hospital, shows why both of them want the price to go up, and why staying healthy earns you nothing but a bigger renewal.
The same MRI is thousands billed to insurance and a few hundred in cash. Hospitals already publish those numbers. Andy shows you where to find them, and what doctors do when you say two words at the front desk.
One real health event from the ER to the last dollar: who you text, what gets negotiated, and how a $500,000 open-heart bill became $150,000 and got paid by 1,500 strangers at $100 each. Not a diagram. A bill.
Who this is right for, who should keep their insurance, what it costs each month, and how to make the switch without a gap. No hedging, no fine print, and a live Q&A for the question you've been afraid to ask.
Free Yourself From Health Insurance and Discover A Better Way To Protect Your Family
“It’s been incredibly easy. They are so responsive. Our bills are refunded quickly.”Kayla Poole
“Transparency, reliability, flexibility”customer
“Super nice, real people! Very helpful.”Karen
Selected excerpts from individual member reviews. Experiences vary. Rating and review count checked September 4, 2026.
Andy Schoonover founded CrowdHealth after his family received an $8,000 medical bill that their insurance company refused to pay. The experience pushed him to build a different way for people to pay for healthcare.
Come see what the alternative actually looks like, and get your questions answered live.
Support finding doctors. Help negotiating bills. A personal care advocate. A community that crowdfunds eligible medical expenses.